Smart Auto Claim - an AI-powered platform for motor vehicle insurance customers to submit and track claims end-to-end. From policy check and document capture through damage detection, cost estimation and workshop selection, all in one seamless digital journey.
OTO-InsurAI automates the most time-consuming parts of a motor claim - from the first document photo to the final repair notification.
Checks policy active date and paid/unpaid status automatically at the point of claim submission.
Extracts data from KTP, SIM and STNK using OCR technology - no manual data entry required.
Compares all document data against core records and validates Driver's License expiry in real time.
Uses AI to detect all damage across all body panels and parts from customer-submitted photos.
Gives AI-generated recommendation to repair or replace each damaged component.
Generates cost estimation automatically based on damaged parts and repair type recommendations.
Generates Work Order (SPK) documents automatically for the customer, workshop and supplier.
Keeps customers informed with real-time repair progress notifications throughout the claim journey.
The OTO-InsurAI claim journey is designed to be completed by the customer in minutes, entirely from a mobile device.
OTO-InsurAI provides a customer-facing claim app and a full admin dashboard for insurance teams to manage, approve and monitor claims.
We'll walk you through the full claim journey and show how it connects to your existing core system.